AutoZoom is the only online Risk-Management SaaS in America today that incorporates both BHPH Analytics and custom-fit Scoring Models built uniquely for franchised and independent used-car financing dealerships. AutoZoom users are better equipped to give every applicant the opportunity to prove they will pay, but only if the deal is structured properly to increase sales to better applicants or to reduce risk of unnecessarily high repo rate or bad debt with less qualified applicants.